ZIONS BANCORPORATION Loan Specialist - File Management in WEST VALLEY CITY, Utah
Provides administrative and-or operational support within the one or more of the following loan areas; processing, closing, servicing, documentation, notes, disbursements, etc. May clear all identified loan exceptions. Maintains files, documents, notes, etc. Responsible for verifying completeness of files with all necessary documents and signatures required. Performs review of loan and collateral documents and loan packages to insure bank's security interest and adherence to established policies and procedures. Updates computer system with pertinent collateral information and collateral exception information; tracks and clears said exceptions. Works with lending staff in resolving discrepancies in collateral documentation. Research and process rejected payments and handles payments received when collateral is released. Calculate pre-payments penalties and coordinates settle escrow funds when a loan is paid off. Incumbent is responsible for conducting a complete and accurate payoff transaction. Produce reports as required. Other duties as assigned. Qualifications Requires High School diploma or equivalent and some previous banking or loan process experience or other directly related experience. Basic knowledge of lending processes and procedures, loan documentation, exceptions, collateral review, payment and loan systems. Knowledge of banking processes helpful. Must have good organizational and customer service skills. Must possess numeric and verbal aptitudes. Good written and verbal communications skills. Ability to complete processes and meet deadlines. Working knowledge pc's and various word processing, spreadsheet or related software.